CREDX Letters #004 - USA Funding: Jan04-Jan10, 2026

Founders, strap in. The first full week of 2026 in the USA wasn’t just about “big headlines”—it was a masterclass in market schizophrenia. While one man raised enough capital to fund a small nation’s entire startup ecosystem for a decade, the total volume of deals for everyone else fell off a cliff, landing in a puddle of despair.

Welcome to the Great Bifurcation. It’s a bar where the bouncer only lets in two types of people: those who can build Skynet and those who can cure death. If you’re in the trenches building anything else, the air is getting very thin.

Let’s break down the deals, the patterns, and the uncomfortable truths with no PR polish and no fluff—CREDX style.